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Banners
Banners represent the armies of the regents.
Armies are represented by Strength values.
1 GC buys 100 Strength
Each Banner can only accommodate 1500 Strength.
Banners can be upgraded in several ways
Elites: Elite soldiers who provide specific bonuses, but add no Strength
Generals: Powerful Characters who again add specific bonuses, but add no Strength
Artefacts: Powerful magic items, which, you guessed it, add specific bonuses, but add no Strength
Level: Banners gain levels. This represents experience. Green-Regular-Seasoned-Veteran-Elite. This level helps when a Banner loses and how it falls back.
All banners gain a racial bonus: The most common bonus is Anuirian (Human): Which is Tenacious, meaning that their armies are less likely to be scattered. Dwarven Banners gain a bonus to use the HOLD tactic in combat. This means that the bonus is doubled if chosen. This does however make it quite likely that a dwarven general will hold.
Battles
When battles take place, the total strength of the combined forces of each side are added, plus any bonuses for Elites, Generals, Artefacts and spells.
This will take place in the battle sub phase
The commanders of the Banners select from a list of tactics dependent on whether they are attacking or defending, which maybe beneficial dependent on their opponents choice.
The Offensive Tactics are
The Defensive Tactics are
Finally, regents may spend up to 3 points of regency to sway the battle.
The resultant casualties and battle outcome will be applied.
If a battle has gone particularly badly then the banner may be scattered and will reform in its nation's capital.
A defeated banner will have to retreat from the province or retreat into a fortification within the province. If it retreats the enemy commander can choose to pursue.
Retreating banners that cannot escape due to Difficult terrain (Seas, Mountains, Rivers) or hostile banners are destroyed. Scattered armies that had no line of retreat are also destroyed.
Armies that retreat into fortifications are laid siege to. Sieges can last months and have their own rules.